Don’t forget to insure your ATVS and UTVS.
Our team knows how to bundle all your property to get you quality protection at competitive prices.
LIABILITY PROTECTION
ATV/UTVs can cause accidents resulting in property damage or bodily injury to others. Liability insurance covers the costs associated with damages or injuries caused by your ATV/UTV to someone else's property or person. Without insurance, you could be personally liable for these expenses, which can be substantial and may include medical bills, legal fees, and repair costs.
PROTECTING YOUR INVESTMENT
ATVs/UTVs can be expensive machines. Comprehensive and collision coverage can protect your investment by covering repair or replacement costs if your vehicle is damaged due to accidents, vandalism, theft, or natural disasters. Without insurance, you would have to bear these expenses out of pocket, which can be financially burdensome.
MEDICAL COVERAGE
ATV/UTV riding can be exhilarating, but it also comes with risks. Accidents can result in injuries that require medical attention. Medical payment coverage or personal injury protection (PIP) can help cover medical expenses for you and your passengers in the event of an accident. This coverage ensures that you can receive necessary medical treatment without worrying about the cost.
LEGAL COMPLIANCE
In many areas, ATV/UTV insurance is mandatory. Operating an ATV/UTV without insurance may result in fines, penalties, or legal consequences. Having insurance ensures that you comply with local laws and regulations, avoiding potential legal troubles.
PEACE OF MIND
Insurance provides peace of mind knowing that you are financially protected in case of unforeseen events. Whether you're riding for recreation or using your ATV/UTV for work, knowing that you have insurance coverage can alleviate stress and allow you to enjoy your time outdoors with confidence.
In summary, ATV/UTV insurance is essential for protecting yourself, your passengers, and your finances against potential accidents, liabilities, and damages. It offers a layer of security and ensures that you can enjoy your off-road adventures with peace of mind.
Let Wiggins Insurance Agency help you find the right policy.
